Usapang Pera

Talk about things other than video games. What are your other hobbies? What's your favorite TV show? Are you into sports. Any recommended restaurants? Do you travel?
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grayfox17
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^with all that being said, it just comes down to money management. Tipid-tipid din pag may time lalo na sa mga hindi importanteng bagay, pag may murang version ng isang gamit bakit ka pa bibili ng mahal? Justifiable din naman yung "wants <-> needs" dilemma if the item is within your immediate need pero kung sa tingin mo hindi mo pa kakailanganin then look the other way muna. There will always be a next time pa naman to buy it.

My personal checklist that keeps me from buying impulsively (and I ALWAYS do this step by step pero in any order):

1. ) Check If the item I want will last for atleast 3 years. Syempre kung mamahaling yan dapat lang na I would thoroughly get much out of it. So far lahat naman ng binibili kong mamahalin never failed on me even once.

2.) I throughly research about the item and the seller that I'm buying from. Kung swak ba sa kin ang features nung item(this also applies to wearables and consumables) at kung maayos ba kausap yung pagbibilhan ko. Minsan kasi hindi yung item ang problema kundi yung seller mismo - mura nga yung gusto mong bilhin pero ang labo naman kausap nung nagbebenta, pano ka gaganahang bumili nun? :sweat:

3.) Look for alternatives. Not of the item but location and seller - hindi porke sa mall nabibili at kilalang seller ang nagbebenta eh considered nang legit yung item. It's difficult to tell a fake from a legit one just by looks alone, you need to hold it, smell it and feel its quality - common example sa ganito is pabango at damit.

4.) Factor in other costs for buying it - magkano pamasahe ng balikan dun sa location ng pagbibilhan ko, need pa ba ng reservation/shipping fee, etc. Kahit mura ang item na gusto ko pero alanganin sa location at oras then di bale na lang. Makakabili ka nga ng orig tapos murang iphone 7 plus pero ang seller eh nasa kalagitnaan ng alanganing lugar ng maynila then syempre mag iisip ka muna.

5.) And finally, I calculate on how much money I will have left once nabili ko na yun. Pag mas marami ang matitira sa ipon ko after the purchase then i can rest easy at night knowing na hindi mabigat sa loob ko yung perang nilabas ko para mabili yung gusto ko.

:sweat:

TL:DR version, nagmumuni-muni muna ako bago bumili. :lol:
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SirZap
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^^naalala ko yung binebenta dati na furniture. ang nakalagay dun sa ad ikaw bahala mag-pick-up. kung ko-compute-in mo mas mahal pa yun pag-pick-up ng truck dun sa item. in short, mas makakamura ka kung bibili ka ng bago at papa-deliver sa bahay. :lol:
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grayfox17
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^hehe..i do this sa mga ads ko sa olx to filter out the curious idiots na tanong lang ng tanong from the sure buyers. Ang lagi ko sinasabi dun, ang presyo negotiable pero and meetups hindi! :sweat: ang mura na nga ng benta ko tapos ako pa papupuntahin mo sa inyo? :lol: And honestly, this prangka method does actually work! :agree: ALL of my sure buyers sumasadya pa talaga kahit malalayo ang inuuwian nila para lang makapag-meetup. :mrgreen:

More often than not, hindi yung gastos ang problema mo talaga when buying, its more on the "abala" din. Yung bitbit mo sya tapos ibabyahe mo pa lalo na't malayo pa uuwian mo. :sweat:
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yan nga yun, yung "abala". if you think about it, when you measure your time per hour, let say 100 petots, yung 1 oras na paghihihntay mo is 100 petots ang nawala. kaya kung minsan kung bibili ka ng 2nd hand game at 100 petots lang ang difference minsan mas maigi pang bumili nung "bagong copy" ng lumang game. :lol:
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grayfox17
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Haha.. which is why pag nagbebenta ako ng mga ps4 games ko na ayoko na laruin ulit, I always bundle them together so i can command a selling price na hindi rin ako malulugi at masusulit din yung abala ng buyer mismo sa pagdayo sa kin. Mahirap yung paisa isa magbenta kasi madami ka kausap nun, atleast pag pinagsama-sama ko na, isang buyer at isang abalahan na lang.

Ako pa naman pag nagbenta ako, hindi dahil sa kelangan ko ng pera, gusto ko lang madispatsa yung item habang hindi pa masyado bumababa ang value nya. Pag pinatagal ko kasi, mas mahihirapan na ko mabenta yun lalo kung matagal pa nakatambak sa kin. Atleast kahit nalugi ako ng 1000 from the original SRP when I bought them, ok lang kasi nabawasan na kalat ko, nagkaron pa ko ng pang meryenda dahil bumalik yung ibang pera ko. :agree:
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DarkRushBeat
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grayfox17 wrote: Tue Feb 28, 2017 6:16 pm Tipid-tipid din pag may time lalo na sa mga hindi importanteng bagay, pag may murang version ng isang gamit bakit ka pa bibili ng mahal? Justifiable din naman yung "wants <-> needs" dilemma if the item is within your immediate need pero kung sa tingin mo hindi mo pa kakailanganin then look the other way muna. There will always be a next time pa naman to buy it.
Agree ako dito...

Ako ha, a toy collector...Eto lang siste ko when buying a new toy...

1. I always check reviews of the toy sa Youtube....Gusto ko malaman paano ba quality ng toy, kung madali pa ipose or itransform, etc etc etc...

2. I do extra research from fellow toy collectors & always find a seller who's selling the item at a much cheaper price without any catches.

3. I always ask "meron bang KO (knock off) neto"?....I thank God for companies like Wei Jiang, Kubianbao, and those KO companies Takasa Tomy, Tanaka Tosy, etc etc...Why? Because minsan mas ok pa quality ng KO toys compared sa original...

4. I weigh my options kung bibilhin ko na ba ito or hindi pa...Kasi baka mas bumaba pa price after a few months eh...Saka syempre meron din ako mga bagay na kailangan iprioritize muna aside from toys...

In a nutshell, i work hard, i collect responsibly, i don't deprive myself of my fave vice (toys and books) pero i see to it meron ako naitatabi for myself each month, as well as for my boys & i am able to pay my bills on time...

And puro knock off toys na lang nowadays ang pinupuntirya ko...Thank God for China & their copy is right people! :lol: :lol: :lol:
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grayfox17
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Sakit na rin ng nakararami yung gagasta ng lampas sa naitabing budget para lang masabing "meron" sila. To the point of breaking the bank at tatapyasan ang naitabing ipon basta mabili yung gusto. It helps to have more than 1 bank for savings para mapaglagyan ng majority ng ipon while yung isa pwedeng dala kahit araw-araw.
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skp_16
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Sino dito mahilig mag travel? Ano tipid tips niyo while traveling abroad?

General tips:
1. Abang ng flight sale.
2. Stay in a hostel, or couchsurfing if you are courageous enough. Hotels are last resort.
3. If may kakilala or relative sa county na pupuntahan, ask if pwede ka makitira.
4. Wag lagi sa magagandang restaurants kumain. Kadalasan mas masarap pa street foods and hole-in-a-wall restos.
5. Taxis are last resort. Lakad lang if exploring the city. Bus pag magco-commute.
6. Pack light para hindi na kailangan icheck-in ang bag.
7. Avoid peak season.
8. Travel slow.
9. Wag sa tourist area kumain at mag shopping.
10. Travel during cold season (pero wag naman siguro winter hehe) para ok lang mag book ng room na walang air-con.
11. Arrive in the morning para first day palang marami nang magawa.
12. Tuesday is the cheapest for plane fares.
.......
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grayfox17
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^may nalimutan ka - plan your trip itinerary ahead of time. Months before the actual departure. Basta nakalatag na yan damay na sa planning lahat yan.
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DarkRushBeat
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Sad but true....
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But you can't have a Rainbow, without a little Rain....


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Daniel
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yung kasabihang "ano na lang ang sasabihin ni ganito.....?" yung pinagmumulan
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DarkRushBeat
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Daniel wrote: Sat Mar 04, 2017 12:31 pm yung kasabihang "ano na lang ang sasabihin ni ganito.....?" yung pinagmumulan
Exactly...Kaya ako wala na paki sa sasabihin ng iba....As long as i'm doing the right thing....
Everybody wants Happiness, Nobody wants Pain...
But you can't have a Rainbow, without a little Rain....


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SirZap
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ang sinasabi ng iba :sweat:

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DarkRushBeat
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Pwedeng irelate din ito sa thread na ito...

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Everybody wants Happiness, Nobody wants Pain...
But you can't have a Rainbow, without a little Rain....


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grayfox17
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^dapat yan parehong may pang tustos hindi yung one-sided lang.... :sweat:
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DarkRushBeat
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grayfox17 wrote: Mon Mar 06, 2017 8:07 pm ^dapat yan parehong may pang tustos hindi yung one-sided lang.... :sweat:
Pwede rin one-sided basta marunong mag tabi/mag ipon parehas. Hindi yung umaastang mayaman.
Everybody wants Happiness, Nobody wants Pain...
But you can't have a Rainbow, without a little Rain....


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skp_16
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I don't like Peso Sense. Mashadong "piggy bank mindset" at kulang nalang sabihin nila ay only spend money on what you need and never on what you want.
.......
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DarkRushBeat
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skp_16 wrote: Thu Mar 09, 2017 12:18 am I don't like Peso Sense. Mashadong "piggy bank mindset" at kulang nalang sabihin nila ay only spend money on what you need and never on what you want.
True..In fact someone in my Transformers FB group shared PS post dati about against buying toys daw...Syempre nag react kami...

Pero i thank Peso Sense for their Ipon Challenge. Mine was very successful last 2016 & i am doing that again this year...Every payday i see to it meron ako naitatabi for my boys & for myself..
Everybody wants Happiness, Nobody wants Pain...
But you can't have a Rainbow, without a little Rain....


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grayfox17
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DarkRushBeat wrote: Thu Mar 09, 2017 7:05 am
skp_16 wrote: Thu Mar 09, 2017 12:18 am I don't like Peso Sense. Mashadong "piggy bank mindset" at kulang nalang sabihin nila ay only spend money on what you need and never on what you want.
True..In fact someone in my Transformers FB group shared PS post dati about against buying toys daw...Syempre nag react kami...

Pero i thank Peso Sense for their Ipon Challenge. Mine was very successful last 2016 & i am doing that again this year...Every payday i see to it meron ako naitatabi for my boys & for myself..

Or better yet, you wont need simple financial advices tulad ng mga ganyan kasi in the first place saving money is considered to be a life skill na. Part na yan ng survival instinct sa panahon ngayon. Kung alam mo nang maliit lang ang naitatabi mo then spend less.

It all comes down to common sense eh.
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DarkRushBeat
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Laking bagay din ng pagtatabi ng mga 10.00 coins....

Kapag galing ako sa gym, imbis na sumakay pa ko ng jeep papunta town proper, tinatago ko na lang yung baryang pamasahe sana...Either pang siomai or panlagay sa alkansya
Everybody wants Happiness, Nobody wants Pain...
But you can't have a Rainbow, without a little Rain....


Wrestling/Handheld Games/Horror/Zombie Films/Paranormal/Basketball Shoes/Body Building


Gameboy/Nintendo DS/PSP/Nintendo 3DS
FC: 1934-0903-9050
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