. Taong bahay lang talaga ako. Kahit dati sa abroad yung mga pinsan ko at kasama ko sa work madalas maka-travel ako lang ang hindi. Gumagawa na lang ako reason like nag uuwi ng work or may OT para lang hindi ako kulitin. Langya, kahit nga lang mag bakasyon para umuwi noon ng pinas ayaw ko eh. Pero ang totoo, nanghihinayang lang ako sa gastusin at sa oras. Hindi kasi ako makakapag enjoy at mapapahinga pag one week leave lang - naiipon lang ang trabaho eh. I honestly find enjoyment once i have finished the things I needed to do. Personal preference ko lang talaga to mula't sapul pa. So that's like borderline kuripot <-> frugal in some sense. 
Pag wala ka gil or xp, tyaga ka sa low tier gears pero pag leveled up ka na, wantusawa ka bumili ng malalakas na gamit tapos lahat ng items mo 99pcs agad. Malakas pa loob mo makipag sabayan sa mga big time na kalaban .
priorities lang naman yan.skp_16 wrote: ↑Fri Mar 10, 2017 3:15 am I found myself happier when I started buying/paying for what I want, but on a budget. Dati kuripot ako. Ayaw ko maglabas ng pera kahit kailangan. Kahit sobrang gusto ko yung bagay o sumama sa trip/kainan/inuman, hindi ko parin binibili or gagawa ng rason para hindi sumama...kasi gastos lang. Pero naisip ko...life is short and anytime pwede may mangyari sa akin. You don't know what can happen to you tomorrow, next week, next month, next year, years from now. Parami ng parami ang naririnig kong stories na marami ngang naipon na pera pero hindi na ma-enjoy.
One thing I recommend na wag kuripotin is travel. Maraming ng paraan ngayon to travel on a budget. If you are into traveling, don't put it off in the future kasi maraming pwedeng mangyari that can make traveling harder or not possible anymore. Read travel blogs. Maraming tips on how to save before and while traveling. Travel while young and able. Travel like a backpacker, not like a typical tourist. Hehe.
The only Peso Sense post that I agree
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proper budgeting. daming ways mag-travel. kung may work ka, its a matter of bugdeting also your time, yung pag-file ng leaves.
low gear = ukay-ukay clothes, cdr-king gadgets, 3-1 coffee, cherry mobile ang phone mograyfox17 wrote: ↑Sat Mar 11, 2017 4:55 pm
Isn't that what we're doing already? You technically do "fetch" quests in real life in order to gain money and experience di ba?
anyway....
Yan yung reason kung bakit mas gusto mag solo travel hehe. Iba iba kasi ang gusto ng tao pag dating travel. I travel to learn and know more about the place, its culture, its people and their lifestyle, and to meet other travelers. Syempre kasama narin doon ang sightseeing and eating local foods. Pag nagta-travel ako medyo parang backpacker.DarkRushBeat wrote: ↑Sat Mar 11, 2017 8:16 pm Ako din rin naman mahilig sa travel. Unang una wala naman ako sariling wheels, di bale sana kung meron..2nd, baka matambakan ako ng work pagbalik ko...3rd, maghahanap ako ng cheapest options, si Kumander naman magpipilit ng mahal na options...He he he...
I think the only time or travel i ever made away from work is when i went to Thailand last Nov 2015....
1. may experience ka na ba na kailagan mo ng pera dahil sa unforeseen events like accidents or sickness? if so, ano ginawa mo?
Like I said..."in a sense"SirZap wrote: ↑Sun Mar 12, 2017 1:29 am1. may experience ka na ba na kailagan mo ng pera dahil sa unforeseen events like accidents or sickness? if so, ano ginawa mo?
2. nagkulang ka ba sa ng funds? if so anong gingawa para may preparation ka sa susunod na pangyayari?
3. naranasan mo ba na ilang buwan kang walang income? again, anong ginawa mo?
if you find the phrase "I will save you tomorrow" in a negative way you can change your term of that fund in positive terms like buffer, extra, relaxation, etc.
I prefer to use "buffer fund"
if you think about it, yung #1 can be covered by insurance.
